Financing | United Built Homes


We make building a home on your land easy with our in house financing. There’s no need to deal with the hassle of a bank or finance company. This makes the process much easier and more affordable for you, many times without any upfront fees.

No Payments for One Year!

That’s right! No payments for an entire year after signing your Home Building Agreement. And no construction interest! Interest on your loan will begin accruing one month prior to your first payment. No surprise loan fees or costs while your UBH home is being built.

In House Financing

UBH offers competitive in-house financing, oftentimes with zero down. We have a variety of programs that can meet almost everyone’s needs. We are the mortgage lender - not some large corporation that sees you as a number. An actual person reviews your loan request and desired home location instead of a computer system. This gives us flexibility that most builders do not have.

Land Payoffs

Owe money on your property? Many times, UBH can consolidate what you owe on your land and include it with your home mortgage payment.

Up Front Costs

Most bank and finance companies will surprise you with fees and costs you weren’t expecting such as surveys, building permits, title work, insurance, and other fees. Not here. These fees are all paid by UBH - no surprises for your budget.

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All mortgage products described on this page are for qualified customers and subject to underwriting guidelines. United Built Homes has various loan products which may not include all of the features listed here. Not all customers will qualify.

Build On Your Land

We are experts at building on your property.
We know what it takes to take your land and make it your home.


Our pricing is tailored to meet your needs. We’re ready to help you determine the best amenities and pricing for your new home.