Financing | United Built Homes

Financing

The biggest difference when you build with UBH is financing. We make it easy by financing your home directly.  No need for a separate construction loan. This way it’s much easier and more affordable for you, often without any upfront fees. Our industry-leading financing can get you in your dream home without all the hassle. And that’s just the beginning.

No Payments for One Year!

How’s that for a house-warming present? You don’t pay any payments until 12 months after signing your Home Building Agreement. And there are no surprise loan fees or hidden costs while your home is being built. So take your time and get settled!

In House Financing

UBH offers competitive in-house financing, often with zero down. We are the mortgage lender, not some large corporation that sees you as a number. An actual person reviews your loan request and desired home location, not an algorithm. We’ll do everything we can to get you into the home of your dreams.

Land Payoffs

Owe money on your property? Many times, UBH can consolidate what you owe on your land and include it in your home mortgage payment.

Up Front Costs

With UBH, there aren’t any surprises—no hidden fees, no extra land surveys, no building permits. We cover the fees, and your budget is transparent and predictable all the way through.

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All mortgage products described on this page are for qualified customers and subject to underwriting guidelines. United Built Homes has various loan products which may not include all of the features listed here. Not all customers will qualify.

Build On Your Land

Are you a landowner?  Then it’s easy to become a homeowner!  The UBH team will guide you through every step of the process, from preparation to financing to construction.

Contact Us

Our pricing is tailored to meet your needs. We’re ready to help you determine the best amenities for your new home.